Rachel Esau, REALTOR®, Racion Elite Team | TMG Realty– Buyer FAQ

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Rachel Esau, REALTOR®, Racion Elite Team | TMG Realty– Buyer FAQ *

  • Looking for a home? We make it easy! We’ll connect you with lenders you can trust and show you great neighborhoods in Springfield, Columbus, Dayton, Cincinnati, and anywhere else in Ohio.

  • Get pre-approved for a mortgage so you know your budget. Pick the neighborhoods you love, and let the Racion Elite Team make buying your home easy and stress-free.

  • We help you identify your musthaves, set up private home tours, and provide expert advice so you can make confident, stress-free decisions.

  • Closing usually takes 30–60 days from an accepted offer. We keep you updated every step of the way to make the process easy and stress-free.

  • Since 2024, we’ve sold over $100 million in Ohio real estate. We use our market knowledge, personalized guidance, and strong negotiation skills to help you find the perfect home.

  • Down payment depends on your loan type:

    • FHA Loans: as little as 3.5%

    • Conventional Loans: 5–20%

    • VA & USDA Loans: 0% for qualified buyers

    We’ll help you find the best financing option for your situation.

  • We help buyers find homes in Ohio’s top communities:

    • Cincinnati: Urban living with great investment potential

    • Columbus: Growing job market and family-friendly suburbs

    • Dayton: Affordable homes with a strong rental market

    • Springfield: Small-town charm with city convenience

  • Top cities for rental investments in Ohio:

    • Columbus: High rental demand & job growth

    • Cincinnati: Affordable multifamily opportunities

    • Dayton: Strong cash flow potential

    • Springfield: Low-cost entry for investors

    Find your next investment with us!

  • Closing costs usually run 2–5% of the home’s price.

    • Buyers: Loan fees, inspections, appraisals

    • Sellers: Title insurance, agent commissions, transfer taxes

    We give you a full breakdown so you know exactly what to expect.

  • On average, homes sell in 30–60 days, depending on price, market demand, and exposure. We help speed things up with smart pricing and marketing.

  • Reach out by phone, email, or our website form. We’ll make a personalized plan to help you buy your home with confidence and ease.